Recovery. Tax-free.
40%
Average savings vs. paying out of pocket
48 hr
Average turnaround on a Letter of Medical Necessity
$0
Cost to check your eligibility
How it works
Four steps, no hassle.
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01
Purchase normally
Buy with any payment method — card, financing, whatever works.
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02
Get your LMN
Complete a short health survey. A licensed clinician reviews it and issues a Letter of Medical Necessity within 24–48 hours if you qualify.
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03
Submit for reimbursement
Send your receipt and LMN to your HSA or FSA administrator. Most plans process reimbursements within a few business days.
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04
Get paid back
Funds are returned to your account — effectively saving you 30–40% depending on your tax bracket.
Conditions that often qualify
- Chronic muscle or joint pain
- Inflammation and post-injury recovery
- Arthritis and fibromyalgia
- Anxiety, depression, or stress-related conditions
- Cardiovascular and circulation concerns
What the Letter unlocks
- Reimbursement from your HSA or FSA account
- Cover both a plunge and a sauna for contrast therapy
- Documented record for your tax filing
- Stack with 0% APR financing
- Valid for 12 months across multiple purchases
- 0% APR Financing
- White-Glove Delivery
- Manufacturer Warranty
- Authorized Dealer
FAQ
Common questions.
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What's the difference between HSA and FSA?
Both let you spend pre-tax dollars on qualified medical expenses. An HSA (Health Savings Account) pairs with a high-deductible health plan and rolls over year to year. An FSA (Flexible Spending Account) is set up through your employer and typically has a use-it-or-lose-it deadline at year end. -
How much will I actually save?
Most customers save 30–40% of the purchase price. On a $7,000 cold plunge, that's typically $2,000–$2,800 back depending on your tax bracket. -
What is a Letter of Medical Necessity?
A document from a licensed clinician confirming your purchase is being used to support a specific health condition. Your HSA or FSA administrator requires this, along with your receipt, to approve reimbursement. -
How long does approval take?
Most Letters of Medical Necessity are issued within 24–48 hours of completing the health survey. -
What if I'm not approved?
There's no charge to apply. If you don't qualify, you simply keep your purchase and pay normally — nothing changes on the order. -
Can I cover both a plunge and a sauna?
Yes. If contrast therapy is medically necessary for your condition, both products can be covered under a single Letter. -
I already paid — can I still get reimbursed?
Often, yes — as long as it's within the same plan year. Get your LMN and submit it with your receipt to your HSA or FSA administrator. Email support@vantawellness.com if you need help.